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储值卡

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储值卡是一种支付卡,卡上本身可存有资金,一般不记名、不挂失,用于小额支付,需要提前往卡里充值才能消费。与借记卡不同,储值卡上的资金存在其发行方处而非金融机构[1],因此不需要像借记卡那样链接银行账户。与银行卡不同的是,储值卡通常是不记名(匿名)的,如礼品卡。储值卡是预付费卡,当余额用光后可能被丢弃,如话费卡,和针对某些特定商户(一般为商场或超市)消费使用的储值卡。

参考资料

  1. ^ Dlabay, Les R.; Burrow, James L.; Brad, Brad. Intro to Business. Mason, Ohio: South-Western Cengage Learning. 2009: 433. ISBN 978-0-538-44561-0. 
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储值卡
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