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批发银行

批发银行是一个相对于零售银行的概念,属于金融领域的名词。

西方银行业将银行业务分为零售银行业务(Retail Banking )和批发银行业务(Wholesale Banking)。批发银行业务的主要客户对象是大企业、事业单位和社会团体,其一般涉及金额较大。

《英汉国际金融大词典》对批发银行(Wholesale Banking)的解释为:“批发银行业务是指银行之间巨额款项的借入与贷出,区别于银行与其顾客之间以传统方式构成的零售银行业。”

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批发银行
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